Having a loan can be a big burden. There are ways that you might be able to pay it off more quickly though, which could mean that you will be out of debt sooner.
The first thing to do is to see whether there is an option to pay the loan off early, If it is a credit or store card, this is just a case of paying off more than the minimum balance each month. With an overdraft it means just paying off as much as you can. With other types of loans you may have to pay a fee to be able to pay off early. You lender will tell you what the terms are with regards to your particular loan, if you ask them. The cost of paying it off early may be worth paying as you could save a lot of money in interest if you are able to reduce the loan amount by a significant amount. It is worth calculating this.
If you have a selection of loans then it is a good idea to pay back the most expensive one first. This is the one that is charging the most interest. Use any extra money you have to pay off more than the minimum balance and you will start to reduce your debt.
Once you get rid of this one then choose the next most expensive and pay extra in to that one. This should include what you would have paid on the one that is now paid off. Do not take out any new loans but just keep working on paying off the debts you have.
You may need extra money to be able to do this. You will have to consider trying to earn more and spending less. Earning more is not always possible but you may be able to make some money by selling things that you have. Spending less can be difficult too, if you are on a tight budget.
However, some people with lots of debts are used to having lots of things that they pay for on store cards and credit cards. By cutting down on these luxury items, you should find you have more money to be able to pay off the loans.
It can be a difficult thing to do, but the quicker that you get everything paid off, the quicker you are able to be debt free and no longer have that worry and stress.